Bathroom Inspiration

Clearpay

Pay in 4. Interest-free.

Split the cost of your bathroom into four easy payments, due every two weeks. No fees, no interest, no credit application — just a simple way to get your bathroom sooner.

    No interest
    No fees
    No credit check
    Pay 25% today
  

How Clearpay works

Clearpay splits your purchase into four equal payments. The first is taken at the time of purchase, and the remaining three are deducted automatically every two weeks from your chosen payment method. The full amount is paid within six weeks.

There's no interest and no fees for on-time payments — you pay exactly the price of your order, nothing more. You can also make early payments at any time through your Clearpay account or the app.

Shop as normal

Add items to your basket and head to checkout.

Select Clearpay

Choose Clearpay as your payment method.

Pay 25% today

Your first instalment is taken immediately.

Paid in 6 weeks

Three more payments, every two weeks, automatically.

How to use Clearpay at checkout

You don't need to register before your first purchase. Simply select Clearpay at checkout, enter your payment details and complete your order. Your Clearpay account is created automatically — you can then download the app or visit clearpay.co.uk to manage your account and future payments.

Clearpay is available for online purchases only — it cannot be used for phone orders or in-store purchases.

Who can use Clearpay?

To use Clearpay you must be at least 18 years old, a UK resident (England, Scotland, Wales or Northern Ireland — excluding the Channel Islands), and hold a valid UK Visa or Mastercard debit or credit card. You'll also need a verifiable phone number, email address, and a valid form of ID.

Spending limits

The maximum you can spend on a single Clearpay transaction, including delivery, is £1,200. If your order exceeds this, you can split the order and use another payment method for the remaining balance.

What happens if I miss a payment?

If you miss a payment, your Clearpay account will be paused until the outstanding amount is cleared. You have until 11pm the following day to make the payment. After that, a late fee of £6 is charged per missed instalment, with an additional £6 if it remains unpaid after seven days.

Late fees are capped at £6 for orders under £24. For orders over £24, the total late fee is capped at the lower of £24 or 25% of the order value. Missed payments may affect your ability to use Clearpay in the future.

Returns and refunds with Clearpay

If you need to return an item, contact Bathroom City first to arrange it. Then open the Clearpay app and use the "Pause and Notify" feature — this pauses your remaining payments so you're not charged a late fee while the return is being processed. Once we confirm the refund, Clearpay will refund the applicable amount to the card you used.

Is Clearpay safe?

Yes. Clearpay holds PCI-DSS Level 1 certification — the highest level of payment card security — and is ISO/IEC 27001 certified, meaning its information security systems are independently audited. Your card details are protected to the highest standard.

Frequently asked questions

Do I need a Clearpay account to use it?

No. First-time buyers don't need to register in advance — your account is created automatically when you complete your first Clearpay purchase. Returning customers simply log in at checkout.

Can I use Clearpay for phone or in-store orders?

No. Clearpay is available for online purchases only. For in-store and phone orders, we offer alternative payment options including Novuna finance.

Is there a maximum I can spend with Clearpay?

Yes. The maximum per transaction is £1,200 including delivery. If your order exceeds this, you can split it and pay the remaining amount using another payment method.

Does Clearpay charge interest?

No. There is no interest on Clearpay purchases. You only pay the price of your order. The only additional charges that can apply are late fees if you miss a scheduled payment.

What are the late fees?

A late fee of £6 is charged for each missed payment, with an additional £6 if still outstanding after seven days. Late fees are capped at £6 for orders under £24, and at the lower of £24 or 25% of the order value for orders over £24.

Can I make early payments?

Yes. You can make additional payments at any time through your Clearpay account online or via the app. There are no fees for paying early.

What happens to my Clearpay payments if I return an item?

Contact us to arrange the return, then use the Pause and Notify feature in the Clearpay app. Your payments will be paused while we process the return. Once confirmed, Clearpay refunds the applicable amount to your payment card.

Is Clearpay regulated by the FCA?

No. Clearpay is a buy now pay later service that is not regulated by the Financial Conduct Authority. Terms, conditions and eligibility criteria apply — full details at clearpay.co.uk/terms.

Important information Clearpay lends you a fixed amount of credit so you can pay for your purchase over four instalments, due every two weeks. Please ensure you can make repayments on time. You must be 18 or over and a permanent UK resident (excluding the Channel Islands). Late fees apply for missed payments — £6 per missed instalment and a further £6 if still unpaid after seven days, capped at the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed to a debt collection agency. Clearpay is not regulated by the Financial Conduct Authority. Terms, conditions and eligibility criteria apply at clearpay.co.uk/terms.